Owning property can be a rewarding investment, but it also brings complex tax obligations. With careful planning, property owners and landlords can reduce tax liabilities, protect income, and maximise returns on their investments. We provide clear, practical advice tailored to your property portfolio, whether you’re a single landlord or managing multiple properties.

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Understanding Property Tax

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Property ownership in the UK is subject to various taxes, which can impact both rental income and capital growth. Key considerations include:
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• Income Tax on rental profits
• Capital Gains Tax when selling or transferring property
• Stamp Duty Land Tax (SDLT) on purchases
• Landlord-specific allowances and reliefs, including mortgage interest relief and wear-and-tear allowances
• Inheritance Tax implications for property portfolios

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Property Tax Planning – What We Advise On

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We help property owners plan effectively by advising on:

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• Structuring property ownership for tax efficiency (individual, joint, or via companies/trusts)
• Optimising rental income and allowable expenses
• Capital Gains Tax planning for property disposals
• Stamp Duty Land Tax planning on purchases and portfolio expansion
• Use of reliefs for furnished holiday lets, business property, or agricultural property
• Reviewing existing ownership structures to ensure long-term efficiency

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Supporting Property Owners & Landlords

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Managing property tax can be challenging, particularly for larger portfolios or multiple transactions. We provide support with:
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• Calculating rental income and allowable deductions
• Preparing and submitting tax returns accurately and on time
• Planning for CGT on property sales
• Liaising with HMRC on complex property tax matters
• Structuring transactions to minimise tax and maximise flexibility